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2. Increase Your Cash Reserves View photos Investing in cash doesnt make much sense in terms of returns. But it may be a lifesaver during a recession. If the stock market dives, having cash in a money market account or certificates of deposit (CDs) can help your bottom line. Having extra cash is particularly important if youre afraid that a recession could leave you unemployed for an extended period of time. 3. Develop Passive Income Streams During a recession, it can be helpful to have investments that generate passive income on a regular basis. You may want to consider dividend stocks, peer-to-peer loans and passively managed index funds. If you dont have time to maintain a rental investment property, you can look into real estate investment trusts (REITs).
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Garrett Order Reprint of this Story The Texas House sponsor of the big foster-care bill signaled Monday hes going to fight for his version of community-based foster care, including a slightly slower outsourcing of Child Protective Services workers duties. Wichita Falls GOP Rep. James Frank said in an interview that he made some concessions to the Senate by importing elements of the senators main foster-care bill on prevention and foster childrens medical care. But on the key issue of changing how the state buys beds and therapies for foster children, Frank said that he wanted to keep his own bills approach to community-based foster care. Specifically, he would delay transferring functions now performed by CPS conservatorship caseworkers to a regional lead contractor either a private nonprofit or county government entity by a year or more. The outsourcing, long sought by foster-care providers, would not happen until the lead contractor showed it successfully has taken over placing all new or existing foster kids in a region. Under a Senate-passed bill by Charles Schwertner, a Georgetown Republican who runs the Senate Health and Human Services Committee, the state would simultaneously shift responsibility for both placements and case management to the contractor. We went with the Houses language, Frank explained. Negotiations havent happened. There have been a lot of discussions [and] well meet somewhere betwixt and between. Frank said he copied a Senate provision that would require the state to use predictive analytics to help decide where to spend limited child-abuse-prevention dollars.
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