The class of 2016 holds record-breaking student loan debt, around $37,000, according to calculations from student loan expert Mark Kantrowitz. The bad news is that debt levels, and the number of students graduating with student loans, have been steadily increasing since the 1990s, so 2017 may break last year’s record. The good news is that salaries for college grads have been rising as well. Whether it is from student loans or credit cards , it is important to focus on reducing your debt. Graduating with debt can feel discouraging, but having a plan to pay off your debt can help you get back in control of your finances. Focus on paying off debt with higher interest rates first, like credit cards. When you can, make extra payments. Paying off your debt early will lower your interest charges and can save you money over the life of the loan. [See: Dear Younger Me: 12 Financial Truths We Wish We Knew Earlier .] 3. Retirement planning starts now. It is never too soon to start saving for retirement .
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“When in doubt, dress nicely,” says Tiffany Yannetta, shopping director at Racked.com. “You want to look professional.” Once you have an idea of the workplace environment, check out Yannetta’s top tips on dressing for any type of office. For a very casual workplace: If you’re interviewing for a position in a work environment that is more casual, for example a local restaurant, kids’ camp or retail store, Yannetta suggests you still put your best foot forward. “You don’t want to be stuffy,” she tells CNBC, “but you do want to put forward the impression that you take the interview seriously, even if the environment is laid back.” Women can wear a nice pair of pants and a blouse or a casual dress spruced up with a blazer or and professional flats. A dark pair of jeans, a blouse and a blazer is probably as casual as you can go, according to the fashion expert. “I think men get a little more leeway when it comes to what’s acceptable for job interviews,” Yannetta says. Men can usually get away with a dark denim or khaki pant with a button-down shirt or polo shirt, but be sure to wear professional shoes no sneakers. click this siteFor a business casual workplace: Interviewing for a business casual workplace like a start-up doesn’t mean you can dress like a start-up founder, wearing sweatpants or shorts. You still want to look crisp, according to the fashion expert.
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